Terms and Conditions
1. Introduction
Welcome to 3almayou! These terms and conditions outline the rules and regulations for the use of the 3almayou Website, located at https://www.3almayou.com/. By accessing this website we assume you accept these terms and conditions in full. Do not continue to use 3almayou if you do not agree to take all of the terms and conditions stated on this page.
2. Intellectual Property Rights
Other than the content you own, under these Terms, 3almayou and/or its licensors own all the intellectual property rights and materials contained in this Website. You are granted limited license only for purposes of viewing the material contained on this Website. All content, including articles regarding international student loans, lender reviews, financial aid guides, and graphical assets, are protected by copyright laws.
3. Restrictions
You are specifically restricted from all of the following:
- Publishing any Website material in any other media without prior written consent;
- Selling, sublicensing and/or otherwise commercializing any Website material;
- Publicly performing and/or showing any Website material;
- Using this Website in any way that is or may be damaging to this Website;
- Using this Website in any way that impacts user access to this Website;
- Using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity;
- Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website.
4. User Content
In these Website Standard Terms and Conditions, "User Content" shall mean any audio, video text, images or other material you choose to display on this Website (e.g., comments on blog posts). By displaying Your Content, you grant 3almayou a non-exclusive, worldwide irrevocable, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.
5. Financial Tool Usage
Any calculators, financial comparison tools, or loan estimation tables provided on the site are for illustrative purposes only. They do not constitute an offer of credit or a guarantee of loan terms. The actual terms of any international student loan you apply for will be determined by the specific lender.
6. Limitation of liability
In no event shall 3almayou, nor any of its officers, directors and employees, be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. 3almayou, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.
7. Governing Law & Jurisdiction
These Terms will be governed by and interpreted in accordance with the laws of the State/Country of our operation, and you submit to the non-exclusive jurisdiction of the state and federal courts located in us for the resolution of any disputes.
For inquiries regarding these terms, please reach out via our Contact Us page.